Crop Hail Insurance
Crop Hail Insurance protects against physical damage caused by hail and/or fire. Other coverages include:
- Fire department service charges
- Transit coverage to the first place of storage
- Catastrophe loss award
- Replanting coverage
- Cotton module coverage
- Options exist in some areas for other perils, such as wind and theft.
Crop Hail can be used along with Multi–Peril Crop Insurance (MPCI) or other comprehensive coverages to offset the MPCI deductible and provide protection up to the actual cash value of the crop. Coverage is provided on an acre–by–acre basis, so damage that may occur on a portion of a farm may be eligible for payment even when the rest of the farm unit is unaffected.
Crop Hail policies are provided directly to farmers by private insurance.
Deadline: Anytime during the growing season (approx. March through September 1st)
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