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Capital Farm Credit Returns Record Cash Dividend to Borrowers

Grow with us

Capital Farm Credit (CFC) recently returned a record $72 million in cash to member borrowers in the form of patronage dividends.

"Since 2007, we have returned over half a billion dollars to member borrowers through our patronage program," said Ben Novosad, CFC's chief executive officer. "As the largest cooperative ag lender in Texas, the secret to our long-standing success is our cooperative structure."


Read more about - Capital Farm Credit Returns Record Cash Dividend to Borrowers

Featured Members

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Taste of Texas

The Tastes of Texas

- The Tastes of Texas

William Chris Vineyards Captures State's Distinctive Regional Flavors in Award-Winning Wines.


Doguet family

Doguet Family

- Going With the Grain

A few years ago, the reservoir seemed like the perfect spot for a fishing cabin for Kevin and his buddies. But with such scenic vistas, the place really needed picture windows, a second story and more amenities, Debbie thought. Before they knew it, they didn't have a man cave, they had a new home.


Chad, Glen and Cody Halfmann

Halfmann Family

- A Passion for Red Angus

Our priorities as a family are first God," Chad adds, then family and work. Sometimes we have to check our priorities and get them back in the right order. But at the end of every day, we always make sure that we're all pushing the cart in the same direction.


Cherry Edwards

- An Amazing Ride

“I always thought I'd be living quietly at this point," says the native Texan, who grew up in Austin. “Then I bought this property in Burnet County for our horses, and it's been an amazing ride ever since."


Zboril family

Zboril family

- Teamwork
Anyone who thinks family farms are a thing of the past hasn’t met the Zboril family from Wharton County, Texas.

Three generations of the Braune family

Braune Family

- It Pays to Diversify
Braune Farms succeeds with more product offerings, online marketing and a strong presence at local farmers markets.

A Blessed Ranch

Jim Foulkrod

- A Blessed Ranch
Toiling almost every weekend on his South Texas ranch, Jim Foulkrod is on a quest to create the perfect environment for deer.

Shooting the bull

Cody Lambert

- Shooting the Bull
Cody Lambert retired from rodeo almost 20 years ago, but is still making his mark in the sport as the Professional Bull Riders' livestock director.

Open Trail Ranch

Kate Vasquez

- Open T.R.A.I.L. Ranch
Where Horses Help People With Special Needs

Association News

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Capital Farm Credit Supporting Texas Farmers' Markets with $20,000 in Grant Funds

Capital Farm Credit Farmers Market Grant Program


This year Capital Farm Credit will award grants totaling $20,000 to qualifying farmers' markets.

Each grant recipient will receive a check for $1,000 and 200 reusable shopping bags (an added in-kind value of $300) for use at their respective market.

Applications will be considered on a first come-first served basis.
Publish Date: 3/2/2015


Pioneers Youth Leadership Students Receive $24,000 in Scholarships and Cash Awards

pioneers youth leadership
(L to R) Travis Helm, Cheryl Hudec, Capital Farm Credit's Jae Thompson and Jay Stewart, Dr. Jim Mazurkiewicz, Jessica Dong, Steeley Smith, Darren Turley, Linda Ryan and Garry Merritt

Ten high school students in Pioneers Youth Leadership were awarded $24,000 in scholarships and cash awards last week at the Capital Farm Credit Rural Youth Entrepreneurship Competition at the San Antonio Stock Show and Rodeo.
Publish Date: 2/24/2015


Capital Farm Credit Introduces GrainBridge Evening Webinar Series with Crop and Livestock Risk Management

Attend a webinar in the comfort of your own home. Capital Farm Credit hosts two concentrating on specifc aspects of GrainBridge, crop and livestock risk management. Both starting at 7:00 PM, Crop Risk Management will be February 24 and Livestock Risk Management February 25.
Publish Date: 2/2/2015


Capital Farm Credit Supports Texas Cattle Producers through All Breeds Sales


CFC Relationship Manager Pat Shields (right) at the SE ICA All Breeds Sale

Capital Farm Credit embraces opportunities to support the agriculture industry across the great state of Texas.

We support cattle producers specifically by underwriting three All Breeds Sales: Houston Livestock Show and Rodeo All Breeds Bull and Heifer Sale, San Antonio All Breeds Bull and Heifer Sale and Southeast Texas ICA Commercial Bull and Heifer Sale.
Publish Date: 1/13/2015


Capital Farm Credit Stockholders Participate in Farm Credit Young Leaders Program

Jason and Anna Poole of Quanah, Texas, recently got an inside look at how the Farm Credit System carries out its mission to provide reliable credit to agriculture and rural America.

The Pooles, member-borrowers of Capital Farm Credit, were among 29 young agricultural producers selected from a multi-state region to attend the 2014 Farm Credit Young Leaders Program.
Publish Date: 12/17/2014


Exciting Enhancements to GrainBridge risk management software: making crop and livestock management even easier

Crop Livestock

Capital Farm Credit released GrainBridge- online risk management software for ag producers- free to borrowers in August.

We're excited to share some recent enhancements released with a recent update to the platform. Changes focused around expanding livestock management and enhancing both crop and livestock planning tools, as well as further integrating crops and livestock for those producers who manage both.
Publish Date: 11/25/2014


Capital Farm Credit Introduces Homegrown by Heroes Program

Home Grown by Heroes

Capital Farm Credit is proud to announce Homegrown by Heroes- a food labeling program available to veteran-farmers providing products to consumers- is now available to customers in their territory.

Homegrown by Heroes marketing initiative provides those eligible with the Homegrown by Heroes label, which they can use on their product packaging and marketing materials to communicate to consumers that the product they are purchasing was grown by a veteran-farmer.
Publish Date: 11/7/2014


Solid Second Quarter Earnings

Capital Farm Credit reports strong financial results through the second quarter of 2014.

Capital Farm Credit reported net income of $40.1 million for the first quarter 2014 and $73.8 million YTD for the period ending June 30, 2014. This represents a 13.0 percent and 6.4 percent increase, respectively over the same three months and YTD periods.

Total loan volume was $5.546 billion at June 30, 2014, an increase of 3.1 percent over the December 31, 2013 level of $5.380 billion. The overall quality of the loan portfolio remains high with 97.9 percent of total loans classified acceptable or special mention.
Publish Date: 8/22/2014


Laredo Farmers Market

Laredo Farmers Market

Supporting agriculture and those involved is important to Capital Farm Credit. Therefore, we teamed up with the El Centro de Laredo and El Centro de Laredo Farmers Market during the 2013-2014 season. The mission of the Market is to encourage, support and promote entrepreneurial efforts of local, independent and small-scale farmers seeking to sell products directly to the consumer within a 200-mile radius.

The Market operates with a strong focus on sustainability, food grown without pesticides, and a commitment to healthy cooking techniques and products with natural/organic ingredients and no preservatives.
Publish Date: 8/5/2014


60th Annual Texas A&M Beef Cattle Short Course

Mark your calendars for the Texas A&M Beef Cattle Short Course- an inside look to the future of the cattle industry, August 4-6 in College Station, Texas.

Capital Farm Credit once again teamed up as the premier sponsor to offer an extensive, three-day educational program providing industry information on cattle production, nutritional management, breeding, genetics and much more.
Publish Date: 7/18/2014


Great Things to Come in 2014

You'll see a new CapitalFarmCredit.com starting Friday, July 11.

To better serve you, Capital Farm Credit is working toward a complete redesign of our website by the end of 2014.

We've introduced enhancements in the interim including improved office locator, loan calculator and contact form.
Publish Date: 7/9/2014