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About Us

Capital Farm Credit is the largest agricultural lending cooperative in Texas. We have served farmers, ranchers, and rural communities for more than 100 years. Our mission to provide reliable credit and financial services that enable our members to achieve success in agriculture and rural communities drives us to support rural Texas and agriculture every day.

Capital Farm Credit has 67 locations and is chartered in 192 counties across Texas. We offer lending services for agriculture and land loans, operating loans, home loans, and equipment loans, as well as crop insurance to our borrowers. With more than 600 employees, we are proud to serve our nearly 30,000 shareholders across Texas. 

As a cooperative, our borrowers are also owners and share in our profits. A portion of our profits are returned through our Cooperative Returns each year.


Our History

President Woodrow Wilson signed the Federal Farm Loan Act on July 17, 1916. This established the Farm Credit System, a network of borrower-owned lending cooperatives that span rural America. These cooperatives aimed to support farmer's needs for short-term credit, a service that the current bank system was unwilling to provide. Over time, the smaller Federal Land Bank Association merged, consolidating more than 1,100 independent institutions into 74 in order to provide more efficient service. As a result of these mergers, the Capital Farm Credit Federal Land Bank was created.

Capital Farm Credit is proud to be a part of the Farm Credit System. Our team has more than 100 years of experience as a trusted advisor and partner to Texas farmers and ranchers. We value our contributions to America’s growth and prosperity over the last century. Capital Farm Credit is dedicated to sharing the stories we create, yesterday, today, and tomorrow. Through prosperity and through crisis, the Capital Farm Credit and the Farm Credit System continue to support rural communities and agriculture with reliable, consistent credit and financial services.

Check out our annual and quarterly reports. Hard copies are available upon request.

All Financial Reports


News & Marketing

Visit us here for the latest news and happenings at Capital Farm Credit.