“It’s Your Money” – Financial Education for Young Adults

“It’s Your Money” is a free hands-on financial literacy program created by Texas A&M AgriLife Extension and facilitated by Capital Farm Credit. This one-hour, in-person simulation equips high school and early college students with practical financial skills through real-world scenarios — minus the real-world consequences. Participants learn to budget, save and make informed financial decisions, gaining confidence to manage their financial futures. Perfect for schools, extension offices and youth organizations, the program is easy to host and brings valuable life lessons directly to your location.

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Financial Literacy

Understanding key financial concepts such as budgeting, saving and spending wisely.

Decision-Making Skills

Practicing informed financial choices that reflect real-world scenarios.

Budget Management

Creating and managing budgets effectively to balance income and expenses.

Problem-Solving Abilities

Navigating financial challenges and unexpected expenses.

Resource Allocation

Learning to prioritize financial resources to meet needs and goals efficiently.

Who Is the Course Best Suited for?

“It’s Your Money” is intended for high school and early college age students. Upperclassmen in high school are the ideal age.

What’s Required to Host a Session?

If you are a school, extension office or other similar organization, here’s what you’ll need to host a session:

  • Classroom seating for up to 70 students
  • Connection to AV and monitor for projecting presentations preferred
  • Wi-Fi and/or cell service strongly preferred
  • A portion of the class is conducted via a QR code that is accessible on either a phone or tablet. We prefer that students use their own devices, but we can make accommodations if this is not possible.

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Contact Us

Have more questions about “It’s Your Money” and would prefer to speak with us?

Contact:

Lyndi Sanders,
Customer Education Officer