Livestock Loans
Capital Farm Credit understands the unique demands of Texas livestock operations and offers tailored financial solutions to support your success. Whether you’re purchasing livestock, investing in breeding programs or managing feedlots and dairy operations, our livestock loans provide the flexibility and competitive rates you need. With customizable payment schedules and collateral options, we’re here to help your livestock operation thrive.
Use Livestock Loans For
- Purchasing livestock
- Breeding livestock
- Stocker cattle
- Backgrounding operations
- Feedlots
- Cow/calf operations
- Dairy operations
- Poultry production
- Swine production
Benefits of our Livestock Loans
Our lenders are experienced in Texas agricultural lending and understand the unique needs of livestock producers.
Loans are tailored specifically to your operation, with livestock-focused financing solutions.
Rates
We offer both fixed and variable interest rate options to fit your financial strategy.
Terms
Livestock loans can be structured as term loans or revolving loans for the purchase of livestock. A term loan provides a lump sum disbursed at the beginning of the loan and repaid over a scheduled period. A revolving loan offers access to funds up to a set limit, allowing you to borrow, repay and borrow again as needed — similar to a credit card.
Flexible Repayment Options
Flexible payment schedules are available to align with your cash flow.
Patronage
You may receive cash back through our Patronage Program, which returns a portion of our profits to our borrowers.
Ready To Get Started?
Applying for a Capital Farm Credit loan is easy and secure. Start by filling out the form at the link below—we’ll use your information to match you with the right loan application for your needs.
Need help getting started? We’re here for you — just give us a call at 877-944-5500.
Apply NowLoan Payment Calculator
Estimate your monthly loan payment.
Our Loan Calculator helps you estimate payments and understand the total cost of borrowing, so you can see how financing fits into your operation’s budget. Simply enter key details like loan amount, interest rate, term length, payment frequency and amortization type to get started.
View Loan Calculator
Patronage Program
A partnership that pays.
Capital Farm Credit’s Patronage Program rewards members based on their contribution to the association’s earnings, which can help to reduce the cost of borrowing effectively. Over the years, we’ve distributed $2.9 billion in combined cash returns and allocated equities, demonstrating our commitment to supporting our members’ success.
Learn More
Member Stories
Together We're Better
“We ranch here in the Brazos Valley, the third generation of cow calf producers. This is definitely my passion. I love this business. Love the cattle, love the land. Capital Farm Credit’s really made this possible for us.”
Bryan Brown
Member Stories
Together We're Better
“I’ve been with Capital Farm Credit for about 35 years, and they started with me when I really needed the help, and they listened to me just as much then to help get me started as they do today.”
Pete Scarmardo, Brazos Valley
Member Stories
Together We're Better
“When you go in, you don’t have to explain what you want to do. You tell them and they understand what the process is. They understand the feed end of it. They understand the cow calf end of it and the stocker end of it. I buy equipment through them. I buy land through them. I do my cattle operation, feeding operation. Everything goes through Capital Farm Credit.”
Rob Brown, KellervilleFrequently Asked Questions
Terms for livestock loans are flexible and tailored to fit the specific needs of your operation. Terms can vary based on the type of livestock, loan purpose and repayment capacity, but are typically structured to align with your cash flow and production cycles.
Collateral options often include the livestock being purchased or financed, other agricultural assets, such as equipment or land, or a personal guarantee. Our team works with you to determine the most suitable collateral for your loan.
Yes, refinancing options are available to help you secure better terms or rates for your existing livestock loan. Contact your local Capital Farm Credit relationship manager to explore refinancing opportunities that align with your financial goals.
Livestock loans can be used for breeding programs, cow/calf operations, feedlots, dairy operations and other commercial livestock needs. We provide customized financing to support your specific goals.
Yes, we offer operating loans to accommodate the unique cash flow cycles of livestock operations. These loans are designed to provide short-term funding that aligns with your production schedule and income timing.
We offer both fixed and variable interest rate options, allowing you to choose the structure that best fits your operation’s financial strategy.
Yes, we offer flexible financing options that can be combined with other loans, such as equipment or land loans, to support your entire agricultural operation comprehensively.
Texas Insight
Your resource for staying connected and inspired.
We’ve Got You Covered
We do more than provide financing — we safeguard your farm, ranch and agribusiness with insurance products to protect your investments and preserve your legacy for generations to come. In addition, Capital Farm Credit offers ranch land financing to help you grow your operation.
