Greenhouse & Nursery Loans
At Capital Farm Credit, we understand the unique demands of greenhouse and nursery operations and also understand the need for operational capital to be successful. Whether you’re expanding your facilities, upgrading equipment or covering operational costs, our tailored financing solutions provide the support you need to thrive. With competitive rates and industry expertise, we’re here to help you propagate success and take your business to the next level.
Greenhouse & Nursery Expertise
We help greenhouse and nursery operators grow smarter with tailored financing for seasonal and year-round needs.
We understand the unique demands of high-value horticulture.
Capital Farm Credit manages more than
$120.7 million
in this specialized sector
Benefits of Our Greenhouse and Nursery Loans
Trusted Partnership
Backed by experienced ag lenders who understand the needs of greenhouse and nursery operations in the U.S., and the need for continuous improvement to meet the demands of this market.
Financing That Grows With You
Scalable loan solutions designed to support expanding horticultural operations.
Tailored for Greenhouse and Nursery Needs
Flexible funding for facility expansion, equipment upgrades, and operational costs.
Profit-Sharing Advantage
Our Patronage Program returns a portion of earnings to our clients, helping lower financing costs.
Flexible Credit Lines
Operating lines of credit provide access to working capital for daily expenses and seasonal fluctuations.
Custom Interest Options
Choose between fixed or variable rates to align with your business strategy and risk management needs.
Greenhouse and Nursery Loans can be used for
- Facility Construction
- Expansion and high-tunnel structures
- Purchasing equipment
- Renewable energy investments
- Managing day-to-day expenses
How to Apply
At Capital Farm Credit, we’re here to help you secure the financing you need — whether you’re expanding your operation, investing in infrastructure or managing seasonal cash flow. Connect with one of our financial specialists to get started.
Contact Our Agribusiness OfficeLoan payment calculator
Estimate your monthly loan payment.
Our Loan Calculator helps you estimate payments and understand the total cost of borrowing, so you can see how financing fits into your operation’s budget. Simply enter key details like loan amount, interest rate, term length, payment frequency and amortization type to get started.
View Loan Calculator
Patronage Program
A partnership that pays.
As a Capital Farm Credit member, you don’t just borrow — you share in our success. Through our Patronage Program, we’ve distributed $2.9 billion in cash returns and allocated equities to our clients. Your share is based on your loan activity, helping to lower your overall borrowing costs while reinvesting in the future of your business.
Learn MoreFrequently Asked Questions
Collateral may include land, greenhouse structures, equipment, inventory or other business assets. Our loan specialists will work with you to determine the best financing structure based on your needs.
Yes! We offer financing for new greenhouse and nursery operations, including land purchases, facility construction, equipment and working capital to help get your business up and running.
We provide refinancing options that can help you secure lower interest rates, adjust repayment terms or consolidate existing debt to improve cash flow and financial stability.
Our loans can cover expanding greenhouse space, upgrading climate control systems, adding irrigation and investing in technology to improve efficiency and productivity.
We offer short-term financing and operating lines of credit to help cover seasonal costs like seeds, soil, fertilizers, labor and inventory to keep your operation running smoothly.
We provide flexible repayment options tailored to the needs of your operation, whether you need short-term operating loans or long-term financing for major investments.
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Protect Your Greenhouse or Nursery Operation
At Capital Farm Credit, we offer more than just financing — we help protect your operation with crop insurance solutions tailored to the risks you face every season. In addition, Capital Farm Credit offers leasing options to help you manage cash flow and provide flexible financing options.