Grain and Biofuels Loans

At Capital Farm Credit, we provide specialized financing solutions to support the evolving needs of grain production, processing, marketing and biofuel operations. Whether you’re growing and marketing grain or expanding into renewable energy sources like ethanol and biodiesel, our loans are designed to help you invest in equipment, storage facilities and cutting-edge biofuel technology. With flexible terms and industry expertise, we’re committed to helping your operation grow, innovate and thrive in the future of agriculture.


Benefits of Our Grain and Biofuel Loans

Backed by experienced ag lenders who understand the needs of grain and biofuel producers in the U.S., and the complexities of the market.


Scalable loan solutions designed to support expanding agribusiness operations.


Customized funding for grain production, storage and marketing, and renewable fuel development like ethanol and biodiesel.


 Our Patronage Program returns a portion of earnings to clients, effectively lowering borrowing costs.


Operating lines of credit to help manage cash flow fluctuations and short-term expenses.


Choose between fixed or variable rates to align with your financial strategy.


  • Purchasing equipment
  • Storage facility construction
  • Investment in technology
  • Feedstock production
  • Transportation equipment

Our Loan Calculator helps you estimate payments and understand the total cost of borrowing, so you can see how financing fits into your operation’s budget. Simply enter key details like loan amount, interest rate, term length, payment frequency and amortization type to get started.

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Close up of a plant leaf in the golden sun.

As a Capital Farm Credit member, you have the opportunity to earn cash back through our Patronage Program. Over the years, we have distributed $2.9 billion in combined cash returns and allocated equities to our clients. Your share is based on your loan activity, helping lower your overall financing costs while reinvesting in the success of your operation.

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Frequently Asked Questions

Collateral may include land, equipment, storage facilities, inventory or other business assets. Our loan specialists work with you to determine the best financing structure based on your needs.

Yes! We offer financing options for new grain production, storage and biofuel ventures, covering land, equipment, working capital and operational costs.

Absolutely. We provide refinancing options to help you secure better interest rates, adjust loan terms or consolidate debt, making it easier to manage your financial obligations.

There may be tax benefits or incentives available for grain and biofuel operations, including deductions on interest payments or renewable energy credits. We recommend consulting a tax professional for specific guidance.

Yes, we provide loans for grain storage facilities, silos and transportation equipment to help optimize production, distribution and marketability.

Yes, our financing solutions support facility upgrades, processing equipment and emerging biofuel technologies to help drive sustainability and efficiency in renewable energy production.

We offer flexible short- and long-term loan options to align with your cash flow, commodity cycles and operational needs.

Capital Farm Credit returns $111.5 million to cooperative members

Capital Farm Credit acquires two insurance companies

Capital Roots

Financing Your Growth, Protecting Your Future

At Capital Farm Credit, we offer more than just financing — we help protect your operation with crop insurance solutions tailored to the risks you face every season. In addition, Capital Farm Credit offers leasing options to help you manage cash flow and provide flexible financing options.