Dairy Loans
At Capital Farm Credit, we understand the unique financial demands of dairy production and milk processing. Our team brings deep expertise in herd and feed financing, along with customized loan solutions to support your operation. We offer flexible funding for land purchases, project financing, facility construction and technology upgrades. With competitive rates, revolving lines of credit and financing tailored to your cash flow needs, we’re committed to helping your dairy business grow and thrive. Let us be your trusted financial partner in building a strong, sustainable future for your operation.
Dairy Expertise
Whether it’s expanding your herd or investing in new technology, we’re here to support your growth.
We understand the day-to-day demands of a dairy and offer flexible financing to match your operation’s pace.
Capital Farm Credit manages more than
$980.6 million
in dairy financing across Texas.
Benefits of Our Dairy Loans
TRUSTED PARTNERSHIP
Backed by experienced ag lenders who understand the needs of dairy producers in the U.S. and the challenges facing the industry.
Growth-Oriented Financing
Scalable loan solutions designed to expand with your agribusiness.
Comprehensive Funding
Customized financing to support every aspect of your operation.
Profit-Sharing Advantage
Our Patronage Program returns a portion of earnings to our clients, effectively reducing overall loan costs.
Flexible Credit Lines
Revolving credit options to help manage cash flow and cover operating expenses.
Rate Options To Fit Your Needs
Choose from fixed or variable interest rates to align with your financial strategy.
Dairy Loans can be used for
- Funding or purchasing land
- Constructing or upgrading facilities
- Growing your herd
- Feed
- Livestock care
- Managing inventory and accounts receivable
- Acquiring equipment
- Renewable energy projects
How to Apply
At Capital Farm Credit, we’re here to help you secure the financing you need — whether you’re expanding your operation, investing in infrastructure or managing seasonal cash flow. Connect with one of our financial specialists to get started.
Find a LocationLoan payment calculator
Estimate your monthly loan payment.
Our Loan Calculator helps you estimate payments and understand the total cost of borrowing, so you can see how financing fits into your operation’s budget. Simply enter key details like loan amount, interest rate, term length, payment frequency and amortization type to get started.
View Loan Calculator
Patronage Program
A partnership that pays.
As a member of Capital Farm Credit, you have the opportunity to share in our financial success. Through our Patronage Program, we’ve distributed $2.9 billion in combined cash returns and allocated equities over the years. The more you borrow, the more you may receive, effectively lowering your cost of financing and reinvesting in your operation.
Learn MoreFrequently Asked Questions
We offer financing for commercial dairy operations, including operating lines of credit, herd expansion, facility upgrades, feed purchases and real estate financing. Our loans are tailored to support both large-scale dairy farms and processing facilities.
Our dairy loans provide working capital to manage cash flow, fund herd management, upgrade milking parlors, improve feed efficiency and invest in modern processing technology to increase productivity.
We work with established dairy producers, processors and large-scale operations that demonstrate financial stability, a solid business plan and adequate collateral such as cattle, equipment or facilities.
Operating lines of credit can be approved in a few weeks, while larger commercial loans may take 30 to 60 days, depending on complexity.
Yes, our operating lines of credit help cover bulk feed purchases, veterinary care and other essential daily expenses to maintain herd health and production efficiency.
Yes, we provide loans for state-of-the-art milking systems, automated feeding equipment, storage facilities and processing technology to improve efficiency and production capacity.
We offer flexible repayment terms designed to align with your cash flow and production cycles, ensuring financial stability for your operation.
Whether you are making powdered milk, ice cream or cheese, CFC is here to support your financing needs. We do it all.
Yes, we offer loans for new and expanding dairy operations, providing funding for land, equipment, livestock and working capital to help you get started successfully.
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Protect Your Operation With Comprehensive Risk Management Solutions
At Capital Farm Credit, we offer more than just financing — we help protect your operation with crop and livestock insurance solutions tailored to the risks you face every season. In addition, Capital Farm Credit offers leasing options to help you manage cash flow and provide flexible financing options.
