Beef & Livestock Loans
At Capital Farm Credit, we know that modern livestock production requires strategic financial support. Our livestock loans provide the flexibility and funding you need, whether you’re expanding your herd, investing in breeding programs or managing feedlot operations. With lump sum disbursements, competitive rates and revolving loan options tailored to your cash flow, we help you capitalize your operation with confidence. From cow/calf operations to backgrounding programs to cattle feeding and beef processing, we offer financing solutions designed to support your long-term success. Let’s build a strong foundation for your livestock business together.
Beef & Livestock Expertise
We don’t just understand livestock—we’ve helped generations of ranchers grow their operations.
From cow-calf to feedlots, our lending solutions are built for the business of beef.
Capital Farm Credit manages more than
$2.7 billion
in beef & livestock financing across Texas.
Benefits of Our Beef and Livestock Loans
Trusted Partnership
Backed by experienced ag lenders who understand the needs of Texas beef producers and the volatility of the market.
Competitive Rates
Affordable financing to support your livestock operation.
Customized Solutions
For your Operating Lines of Credit – flexible funding to help you manage seasonal expenses.
Flexible Repayment Options
Customizable payment schedules to match your cash flow.
Collateral Options
Secure loans with the livestock you’re financing or a personal guarantee.
Lump Sum Disbursement
Receive funds up-front to cover livestock purchases and operational needs.
Profit-Sharing Advantage
A cooperative returns program that returns a portion of our earnings to customers.
Beef and Livestock Loans can be used for
- Feedlot cattle and operations
- Beef processing
- Purchasing livestock
- Breeding programs
- Cow/calf operations
- Backgrounding operations
How to Apply
At Capital Farm Credit, we’re here to help you secure the financing you need — whether you’re expanding your operation, investing in infrastructure or managing seasonal cash flow. Connect with one of our financial specialists to get started.
Contact Our Agribusiness OfficeLoan payment calculator
Estimate your monthly loan payment.
Our Loan Calculator helps you estimate payments and understand the total cost of borrowing, so you can see how financing fits into your operation’s budget. Simply enter key details like loan amount, interest rate, term length, payment frequency and amortization type to get started.
View Loan Calculator
Patronage Program
A partnership that pays.
As a member of Capital Farm Credit, you benefit from our cooperative model, which returns a portion of earnings to our clients more consistently than other cooperative financial institutions. Over the years, we’ve distributed $2.9 billion in combined cash returns and allocated equities, —helping our members lower their cost of borrowing while reinvesting in their operations.
Frequently Asked Questions
We offer financing for feedlots, beef processors and livestock operations, including operating lines of credit, facility expansion loans, equipment purchases and inventory funding. We also provide short-term and long-term financing for feeder and breeding cattle.
We work with commercial feedlots, beef processors and livestock operations with a solid business plan, financial stability and adequate collateral such as cattle, equipment or facilities.
Operating lines of credit can be approved in a few weeks, while larger commercial loans may take 30 to 60 days, depending on complexity.
Yes, our operating lines of credit cover bulk feed purchases, supplements, grains and other day-to-day feedlot expenses to help maintain cash flow.
Yes, we provide loans for facility improvements, new equipment and expansion projects to help increase efficiency and production capacity.
We offer flexible repayment terms designed to align with your cash flow and production cycles, ensuring financial stability for your operation.
As a cooperative, we return a portion of our earnings to our borrowers through our patronage dividend program, effectively lowering your overall borrowing costs.
Yes! We lead the financing industry in offering these types of solutions for businesses just like yours.
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More Than Financing — Protecting Your Livestock
At Capital Farm Credit, we offer more than just financing — we help protect your operation with crop and livestock insurance solutions tailored to the risks you face every season. In addition, Capital Farm Credit offers leasing options to help you manage cash flow and provide flexible financing options.
