Apply for a Loan
How to Apply
Create a profile.
Setting up a profile allows you to securely:
- Save your progress
- Upload documents
- Track your application status
- Ask questions throughout the process
Once your profile is created, you’ll be ready to start the application process and take the next step toward financing your operation.
If you have questions along the way, you can contact your lender through the portal.
Create your profile Sign in to your existing accountWhat to Expect During the Loan Process
Start in the secure Capital Farm Credit portal. Create your profile to save your progress, upload documents and connect with the right lender.
All applicants, including spouses and co-applicants, will need to create an individual profile as part of the application process in order to safeguard personal information, consent to disclosures and more. Co-applicants will be invited to set up their profile during the application process.
Once your profile is set up, you’ll be taken to your dashboard where you can start a new loan application, and track the status of all loans and pending loans.
Choose the financing type that best fits your needs, whether that’s land, operating, construction, equipment, livestock or equity/cash-out. Each application has specific requirements.
Prepare key information like tax returns, balance sheets, property details and identification. Having these available will help your application move quickly.
As part of every loan application, you’ll be asked to provide authorization for Capital Farm Credit to review your credit history. Your information is kept secure and confidential throughout the process.
Fill out the loan application in the portal, providing details on loan purpose, collateral and financial background. You can save and return as needed.
Prepare key information like tax returns, balance sheets, property details and identification. Having these available will help your application move quickly. Not that a credit authorization will occur with every application.
Your application will be evaluated, including credit, collateral and financial review. If approved, your loan terms will be finalized.
Sign your closing documents and receive your funds and get ready to put your loan to work for your land, farm, ranch, agribusiness or rural home.
What You Need to Start the Loan Process
Having these items ready can help your application move faster.
Land Loan
- Applicant ID
- Loan Purpose and amount
- Collateral details (location, acreage, intended use)
- Financial documents (tax returns, pay stubs/W-2s, balance sheet)
- Borrower/titling info and down payment
Operating Loan
- Applicant ID
- Loan purpose (seed, feed, payroll, etc.) and amount
- Collateral details (land, equipment, livestock)
- Financial documents (tax returns, pay stubs/W-2s, balance sheet)
Livestock Loan
- Applicant ID
- Livestock inventory (type, age, number, value) and loan amount
- Applicant information
- Financial documents (tax returns, pay stubs/W-2s, balance sheet)
- Operational narrative and cash flow projection
Equipment Loan
- Applicant ID
- Equipment details (make, model, year, cost) and loan amount
- Applicant information
- Financial documents (tax returns, pay stubs/W-2s, balance sheet)
- Collateral and business/operational plan
Construction Loan
- Applicant ID
- Loan purpose (dwelling, ag improvement) and amount
- Plans/blueprints and builder contract
- Draw schedule and proof of down payment
- Financial documents (tax returns, pay stubs/W-2s, balance sheet)
- Applicant information and down payment
Equity / Cash-Out Loan
- Applicant ID
- Property appraisal or valuation
- Applicant information
- Financial documents (tax returns, pay stubs/W-2s, balance sheet)
- Loan purpose, amount and signed authorization
For detailed requirements or if you need support, contact your local Capital Farm Credit office.
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