Benefits & Culture
At Capital Farm Credit, our team comes to work each day driven by a shared purpose: serving rural Texas communities and supporting one another. We value highly motivated individuals who embody our core values of commitment, trust, value and family. These principles guide who we are, how we work and how we treat those around us.
Our Core Values
At Capital Farm Credit, our Core Values are more than words—they guide how we show up for each other, for our members and for the rural communities we serve. These principles ground our work and shape every relationship we build.
Learn More About Our Mission & Values
Commitment
We’re deeply committed to our mission and dedicated to helping our members thrive. Whether supporting rural families, ag producers or local businesses, we bring focus, loyalty and purpose to everything we do.
Trust
Trust is earned through consistency, openness and follow-through. We act with transparency and accountability, fostering an inclusive culture where everyone—team members and members alike—feels seen, heard and respected.
Value
We create value through the knowledge we share, the relationships we build and the fiscal responsibility we uphold. Our members count on us to be thoughtful stewards of their financial success, and we don’t take that lightly.
Family
We treat each other like family because we believe in lifting one another up. Empathy, encouragement and respect are at the core of how we collaborate and care for our team and our members.
Compensation Package
We are dedicated to offering all our full-time employees a comprehensive compensation package.
Our compensation package includes a competitive salary, robust benefits, participation in a goals-based incentive program, and opportunities for professional growth. As a customer-owned cooperative, our compensation and benefits are thoughtfully designed to align employee success with the success of our members, fostering a truly collaborative and rewarding environment. In fact, Capital Farm Credit consistently has a high employee engagement rating as evidenced by employee surveys.
Annual Incentive
Our annual incentive program celebrates your year’s achievements with a rewarding cash boost, because hard work deserves a little extra cheer! Each employee’s compensation is tied to the performance of CFC, and everyone shares in the association’s success.
401(k) Plan
Build your future with our 401(k) plan, featuring an employer match of up to 9%!
Insurance Benefits
Our comprehensive benefits include medical, dental, vision, life, and disability coverage, plus business travel insurance to support your well-being and peace of mind.
Paid Time Off
Full-time employees start earning vacation and sick leave on their first day. Vacation begins at 13 days per year, with increases after 5 and 10 years of service. Sick leave is earned at 15 days per year, and employees also receive 12 paid holidays each year.
Tax Advantage Accounts
Save smart for health and family needs! With our Health Savings and Flexible Spending Accounts, you can set aside pre-tax dollars for medical expenses and dependent care.
Wellness Reimbursement
Stay active and healthy with our wellness reimbursement! Get up to $400 per year for gym memberships, fitness apps, new shoes, or even home workout gear.
Paid Parental Leave
Welcoming a new family member? Enjoy eight weeks of paid parental leave for the birth of your child, adoption or foster care placement–giving you time to embrace all the precious first moments!
Bereavement Leave
During life’s tough moments, we’re here for you. Our bereavement leave offers time away to honor and remember loved ones.
Employee Discount Program
Enjoy exclusive employee discounts with Passkey. Save on everything from tech and travel to vehicles and vacations.
Employee Assistance Program
We’re here to help during life’s twists and turns. Our employee assistance program offers free support for everything from counseling and legal advice to finding elder care and adoption resources.
Education Reimbursement
Fuel your career growth with our education reimbursement! Eligible employees can receive up to $5,250 annually for pre-approved courses, degrees, or certifications that align with their job or career goals. Reimbursement applies only to programs started after becoming an employee.
Capital Farm Credit Apparel
Show your Capital Farm Credit pride with logoed apparel. Employees are provided a $150 annual allowance to purchase Capital Farm Credit-branded apparel.
Employee Recognition
Shout-outs, cheers and applause! Our employee recognition program celebrates your amazing work with Kudos, WOW! Awards and Rock Star Awards.
Who Thrives at Capital Farm Credit
At Capital Farm Credit, we’re more than a workplace—we’re a team of mission-driven individuals who care deeply about agriculture, rural life and each other. The people who thrive here hold these core competencies.
Accountability
Takes ownership of actions, follows through on responsibilities and consistently delivers on commitments.
Growth Mindset
Actively seeks opportunities to learn, grow and develop new skills—and supports others in doing the same.
Professional Expertise
Demonstrates the right level of knowledge and capability for their role and continually works to improve.
Results-Driven
Stays focused on outcomes and long-term success, even when challenges arise.
Service-Focused
Delivers thoughtful, solution-oriented support—internally and externally—based on the unique needs of each customer or colleague.
Respect
Embraces diverse perspectives and fosters a culture of empathy, collaboration and mutual esteem.
Clear Communication
Communicates effectively and professionally, while actively listening and considering the input of others.
Team Collaboration
Works cooperatively to achieve shared goals, contributing to a supportive and high-performing team environment.
If that sounds like you, there’s a place for you here—where your work has purpose, your team feels like family and your impact reaches far beyond your desk.
Capital Farm Credit is an equal opportunity employer. All qualified candidates are encouraged to apply.
Persons with disabilities who require an accommodation to complete the application process should contact us: