Board of Directors
The Board of Directors at Capital Farm Credit is composed of experienced leaders in agriculture and rural industries, each of whom is elected by our member-owners or appointed by the Board. Their collective expertise and insight ensure that our cooperative remains strong, member-focused and aligned with our mission to support rural communities. The Board plays a critical role in setting strategic direction, upholding our values and maintaining financial stability. With a deep understanding of the unique challenges and opportunities in agriculture and rural Texas, the Board is committed to driving success for our members and fostering growth in the communities we serve.
Get Involved and Lead The Future of Rural Finance
Serving on our Board of Directors or Nominating Committee is an opportunity to represent your community, help guide the future of rural lending, and ensure the cooperative continues to serve its members with strength and purpose. If you’re passionate about agriculture and leadership, we invite you to get involved.
Learn MoreKenton B. Kimball
Dale A. Crenwelge
Josh McDonald
Joey Kimbrough
Shelley Heinrich
Galen Schwartz
Paul Aelvoet
Zachary McLemore
Wade Lowry
Rachel Cutrer
John Malazzo
Ronnie Riddle
Ryan Reichardt
Isaac Isom
Joe David Yates
Jim Brock
Jerred Hurst
Sharleen Walkoviak
Kenton B. Kimball
Kenton B. Kimball owns and manages a 4,000-acre farm and stocker cattle operation in Sherman County. He has served as president of the Stratford Independent School Board and Stratford Hospital Board. He also has served on the Sherman County Economic Development Board, Sherman County Livestock Show Board, Sherman County Soil and Conservation Board and the Sherman County Appraisal Board. Kimball has a BBA with a major in finance from Kansas State University.
Dale A. Crenwelge
Dale A. Crenwelge resides in Comfort, Kerr County, Texas, and his principal occupation is ranching and real estate investment and development. He received his B.S. in civil/structural engineering from Texas A&M University in 1981 and then worked for Conoco as a project engineer. He subsequently earned his MBA from Texas A&M University in 1985. Mr. Crenwelge’s business interests include serving as president, general manager, or manager of Crenwelge Commercial Consultants Inc., Crenwelge LLC, Grobe-Lich Properties LTD, Grobe-Lich Properties LLC, Austin Mini Storage, Inc., D and D Terrell County Ranch Partnership, Cactus Ridge, LLC, and Arch Ray on the River, LLC. Mr. Crenwelge serves on the board of Methodist Hill Country Memorial Hospital in Fredericksburg, Texas, Kerr County 4-H Foundation, Centurions of Kendall County, Schreiner University Agrilculture and National Resources Advisory Council, and Kerr County Appraisal District Ag Advisory Committee. Crenwelge has served as a trustee of the American Realty Trust, A past trustee and president of the Comfort ISD School Board and past director of Ambleside School and Hill Country Higher Education Foundation.
Josh McDonald
Josh McDonald is the CFO of Blue Sky Farms and serves on its Board of Directors. He grew up driving tractors and cotton strippers in West Texas, and his entrepreneurial spirit was evident when he started his farm at the age of 15, growing the business to this day. In 2012, he partnered with Harry Dewit on a dairy in Central Texas and eventually merged his operation into Blue Sky Farms. Today, in addition to being CFO, McDonald continues as a partner and oversees the row crop farming operation. McDonald especially enjoys developing talent and helping others grow in knowledge, experience and leadership skills. He enjoys leading teams into new ventures and has a keen eye for enhancing business with technology and innovation. In addition to serving on the Board of Directors of Capital Farm Credit, he serves on the Joint Benefits Committee of two of CFC’s credit funding banks: Farm Credit Bank of Texas and Ag First. McDonald received his undergraduate degree in business administration and his master’s in professional accounting from West Texas A&M University. He also holds a master’s in commercial real estate development from Georgetown University. Combining his knowledge of agriculture with an extensive business background, McDonald felt led to help other entrepreneurs with their business decisions through a financial management advisory firm he co-founded with Harry Dewit and KR in 2013. He also has an active real estate business focused on developing rural communities. McDonald is a partner of Water and More, a retail irrigation business, and serves on its board of directors. McDonald enjoys sharing his passion for agriculture with the next generation and runs beef stocker cattle with his son, Aidan. Through an additional business, providing bridge loans in the real estate space, McDonald funds projects for young people entering the field. He also supports agriculture preservation through his service to the local Soil and Water Conservation Board. McDonald believes that rural America is an exceptional area to raise a family, and he contributes both his talents and treasure to continue making it great. McDonald and Kristen, his wife of 20 years, have two children, Aidan and Jacey, who honor and continue their parents’ and grandparents’ legacy of support for rural communities.
Joey Kimbrough
Joey Kimbrough recently retired as an ag lender serving for 37 years in Haskell County. He has been involved in farming and ranching his entire life, starting at an early age with his first cow herd and dryland row crop farm. His father helped him get started in farming and worked beside him until his death in 2011. He continues to operate the farm he lives on, growing irrigated cotton, wheat and improved grass. He also rents his other farms to his lifelong friend, growing irrigated corn, cotton, wheat, milo and improved grass. Beyond agriculture, he has been involved in oil and gas production for the past 30 years in several surrounding counties and worked with an oil and gas service company in the last for 10 years. He also partners on several real estate ventures in adjoining counties.
Shelley Heinrich
Shelley Heinrich serves as the Southern Plains regional communications manager for the Cotton Board in Lubbock County. Heinrich has spent the past seven years educating producers on cotton research and promotional programs. She and her husband run a family farm in Lubbock, Lynn and Motley counties, operating both row-crop and cow-calf operations. Heinrich received her BBS in accounting with a minor in finance from Lubbock Christian University. Prior to establishing her full-time career in the ag industry, Heinrich served in the banking industry for 27 years. She has served on the South Plains Texas Agricultural Lifetime Leadership (TALL) planning committee, the NRCS State Technical Advisory Committee and the Agronomy Sub Committee.
Galen Schwartz
Galen Schwartz is a 49-year-old, third generation farmer with 30 years of experience in agriculture. Galen operates a diversified farming operation in Glasscock County, producing high-quality cotton, small grains, hay and watermelons. Galen’s background includes long-term, hands-on management of crop production, irrigation planning, and resource efficiency. The operation includes the use of drip irrigation systems to maximize water conservation and improve crop yields. He currently holds several other leadership roles, including serving as president of Glasscock County Water Board for 12 years, board member of the St. Lawrence Cotton Growers Association for 10 years and board member of the Glasscock County Livestock Show for 10 years.
Paul Aelvoet
Paul Aelvoet of Hondo farms and ranches in Medina County. His farming operation consists of raising corn, cotton and grain sorghum. He is also the managing partner of DA Cattle Company, a Limousin and Angus cattle seedstock operation. Aelvoet is co-chairman of the Hondo 4-H Booster Club and has served as vice president for the Medina County Fair Association, the Texas Limousin Association and the Medina County Farm Bureau. He is also a past president of the Hondo Soccer Association and currently serves on the Medina County Livestock Board. Aelvoet has also received the Hondo Chamber of Commerce Agriculture Business of the Year, the 4-H Texas Salute to Excellence and the AgriLife Man of the Year awards.
Zachary McLemore
Zachary McLemore brings two decades of agricultural experience to his role on Capital Farm Credit’s Board of Directors. A lifelong farmer and agribusiness leader, McLemore and his wife own and operate a 7,200-acre irrigated row crop farm in Cameron County, Texas. Their operation also includes Regal AG, a commercial grain elevator, farm store and seed dealership, providing vital resources to local producers. With a strong background in cooperative leadership, McLemore has served on multiple agricultural boards, gaining valuable insight into member-driven organizations.
Wade Lowry
Wade Lowry is a fifth-generation rancher in Comal County. He and his wife, Raegan, operate a beef-to-consumer program, serving grass-fed and grain-fed beef to multiple counties in the Texas Hill Country for more than 12 years. Wade also owns and operates an excavation company, building custom commercial and residential landscapes. In addition to these ventures, he also owns and operates Two Dove Outdoors, an apparel company based in Kingsville. Wade is a graduate of Texas A&M University. He serves on multiple boards in the Comal County community and stewards his three children to be sixth-generation ranchers.
Rachel Cutrer
Rachel Cutrer is a seventh-generation Texas rancher and businesswoman from Wharton County. In 1999, she created Ranch House Designs, the world leader in livestock marketing, and has served as CEO since its inception. Cutrer is also co-owner of B.R. Cutrer Ranch, one of the world’s leading Brahman cattle operations, and a founder and partner of BRC Ranch Beef, Brahman Country Genetics and The Ranch Downtown. Cutrer is an avid spokesperson for agriculture, serving as a keynote speaker for numerous events and conferences throughout the state.
John Malazzo
John Malazzo owns and operates John Malazzo Farms in Burleson and Brazos counties, where he raises cotton, corn, milo, hay and F-1 replacement heifers. Malazzo graduated with a B.S. in agricultural economics from Texas A&M University. He was a Heart of Texas PCA director through its merger with Capital Farm Credit. He currently serves as a director of Producers Co-op Association of Bryan, the Texas Cotton Growers Cooperative Association – Taylor Compress and the Farm Service Agency USDA Burleson County Committee. Malazzo is a past director and agricultural representative of the Post Oak Savannah Underground Water Conservation District, the Burleson County Fair Association, the Burleson County 4-H and FFA Commercial Heifer Show and Sale, the Burleson County Field Crops Committee, the Burleson County Beef & Forage Committee, the Extension Program Council and the Extension Leadership Advisory Board.
Ronnie Riddle
Ronnie Riddle of Abilene has owned and operated Riddle Farms for over 30 years. His farming operation lies in Jones, Fisher, Stonewall and Haskell counties and consists of cotton, wheat and cattle. A fourth-generation farmer, Riddle graduated from Texas Tech University in 1979 with a B.S. in animal science. He is a past president of the Rolling Plains Cotton Association and the Texas Cotton Producers and is a past board member of the National Cotton Council and the Cotton Board. In 1995, Riddle was named the New York Stock Exchange “Cotton Marketer of the Year.” Riddle has supported the Boy Scouts of America (BSA) and is currently a board member of the BSA’s Texas Trails Council. He recently was awarded the Silver Beaver Award, the highest award that can be presented to a volunteer by a BSA Council.
Ryan Reichardt
Ryan Reichardt is experienced in construction, real estate and ranching. Reichardt Construction builds and develops farm and ranch properties as well as custom homes. He operates a cow/calf operation of Brangus and Registered Brahman cattle in Austin and Colorado Counties, specializing in genetics and production for developing herd and sale replacements. Ryan also owns and operates private beef and pork labels, livestock holding pens for Brenham and Columbus, real estate rentals and equipment leasing. He holds numerous leadership roles in his local community, including the Sealy ISD Board of Trustees Board President and the Austin County Appraisal District Investment Chairman. Ryan graduated from Texas A&M University with a degree in Agribusiness.
Isaac Isom
Isaac Isom is the co-founder and managing partner of Frisco Draw Partners with experience in agricultural finance, farmland investment management and institutional capital markets. He helps bridge the gap between the capital markets and farmers and farmland owners – acquiring, improving and managing irrigated farmland across the Texas and Oklahoma Panhandles. He was born and raised on his family’s fifth-generation cotton farm near Idalou, Texas, in Lubbock County. Agriculture has been central to his life and career. He has a deep appreciation for the cooperative’s mission to provide reliable, competitive credit to agricultural producers.
Joe David Yates
Joe David Yates of Mason County is involved in a variety of family ranching and agribusiness interests. These include cow-calf operations in the Texas Hill Country, Gaines County, Texas and Otero, Colfax and Union counties in New Mexico. Yates studied animal science at Angelo State University, where he was a member of the 1980 national champion wool judging team. Early in his career, he was the manager of Southwestern Wool & Mohair and general manager of Ozona Wool & Mohair. Yates is a licensed broker in Texas, New Mexico and Oklahoma and has been practicing real estate for more than 30 years. He is a former director of the Llano County Farm Bureau and a former Llano city councilman. He also served on the boards of the Texas Sheep and Goat Raisers Association and the Ruidoso Jockey Club and was elected to the American Quarter Horse Association’s Board of Directors.
Jim Brock
Jim Brock has extensive experience serving as a board member for many organizations throughout his career. Brock currently serves as the managing, founding member of TBR Advisors, LLC in Houston, Texas, a business advisory services company that provides support and advice for organizations facing operation and financial challenges. Since 2009, Jim has served on the Board of Directors of the Houston Livestock Show and Rodeo as well as several Board Committees. Prior to the establishment of TBR Advisors, Brock served as the director and chief financial officer for Prime Offshore, LLC in Houston. He has held multiple executive level positions since 1995 and holds a BBA in accounting from Texas A&M University, Kingsville. He became a certified public accountant in 1986 and continues to hold numerous leadership roles in organizations throughout the Houston area.
Jerred Hurst
Jerred Hurst resides in Lubbock, Lubbock County, Texas, and is the chief executive officer and owner of Primitive, a digital agency specializing in web design and development, branding, inbound marketing and social media. He has more than 20 years of web and software expertise in various industries.
Sharleen Walkoviak
Sharleen Walkoviak is the co-owner of Covenant Technology Services, which has provided outsourced IT consulting services to Houston businesses for more than 25 years. A graduate of Texas A&M University with a BBA in accounting, she has held several financial executive positions and is a certified public accountant. She is a member and director of the Houston Livestock Show and Rodeo and became the 6th female lifetime VP in 2016, returning as an officer in charge for the 2023 Rodeo season. Other roles and responsibilities include serving as director of Amigas Para Niños, Membership Chairman of the Advisory Council of The Bush School of Government and Public Service at Texas A&M and member of the Vision Board of the Norman Borlaug Youth in Agriculture Program. She has been honored as one of Houston’s Most Influential Women by the Greater Houston Women’s Chamber of Commerce and as a Woman of Distinction by ABC13 / Crohn’s and Colitis Foundation.