Lower your rate without refinancing – Here’s how!
Author: Capital Farm Credit
Posted on: 8/27/25
Convert your rate and save!
With interest rates fluctuating, home and landowners are seeking ways to reduce their loan payments without the hassle of refinancing. Capital Farm Credit offers a solution: rate conversions.
A rate conversion allows you to lower your existing loan’s interest rate or shorten its term without the need for a full refinance.
This means:
- No extensive paperwork
- No new appraisals
- No underwriting processes
Instead, you can adjust your loan terms efficiently, often with just a signature and a small fee. If market rates drop, you can convert your current loan to a lower rate or a shorter-term product, potentially saving thousands over the life of your loan.
To explore how a rate conversion can benefit you, contact your Capital Farm Credit relationship manager today.
Don’t miss the opportunity to optimize your loan terms in the current rate environment.
Reach out to a relationship manager