Capital Farm Credit
 
Governance
 

Senior Management
Board of Directors
Credit Office Presidents
Audit Committee Charter

 

Senior Management

Ben R. Novosad, President and Chief Executive Officer
Mr. Novosad serves as president and chief executive officer of Capital Farm Credit. He became CEO of the FLBA of Bryan in September 1986 and since that time has guided the Association through several mergers resulting in the current Capital Farm Credit, ACA. Mr. Novosad and his team have overseen the Association growth and expansion from under $100 million in the mid 1980's to approximately $5 billion today. He is a graduate of Texas A&M University with a degree in agricultural economics and has over 35 years experience with the Farm Credit System. He serves several Farm Credit System-wide organizations including the Presidents' Planning Committee and the System's Risk Management Committee.

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Eric C. ''Rick'' Rothe, Executive Vice President - Lending
Mr. Rothe, former CEO of Southwest Texas ACA, now oversees the credit functions for Capital Farm Credit. During his tenure as CEO of Southwest Texas ACA, he led several mergers and transitioned the Association from a FLBA to a $650 million ACA. He has over 33 years experience with Farm Credit and holds a master's degree in agricultural economics from Texas A&M University.

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Don VandeVanter, Senior Vice President - Chief Financial Officer
Mr. VandeVanter, chief financial officer of Capital Farm Credit, oversees the financial and capital management functions of the Association. Prior to joining Capital Farm Credit in 1999, he was the CFO for Texas AgFinance, FCS for eight years. Mr. VandeVanter began his Farm Credit career with the Farm Credit Bank of Texas in 1987, after working for three years in public accounting. He graduated from the University of Texas with a degree in accounting, and is a licensed Certified Public Accountant in the State of Texas and a Chartered Global Management Accountant. He is a member of the American Institute of Certified Public Accountants and the Texas Society of Certified Public Accountants. He formerly served as the district representative on the Farm Credit System Accounting Standards Workgroup.

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Kenny S. Brown, Senior Vice President - Policy and Compliance
Mr. Brown has more than 20 years of experience working for Farm Credit lending institutions plus four years working for the Farm Credit Administration. His primary duty is ensuring the Association has in place policies, procedures and practices that are in compliance with applicable laws and regulations and that accomplish the Association's credit and lending objectives. Mr. Brown also assists the Board of Directors in completing their governance duties. Mr. Brown received his degree in agriculture business from Louisiana State University in 1986.

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Mark L. Hiler, Senior Vice President - Chief Operating Officer
Mr. Hiler oversees the Association's special assets, marketing and IT functions. Prior to its merger with Capital Farm Credit, Mr. Hiler was president/chief operating officer of Southwest Texas ACA. Mr. Hiler, who began his Farm Credit career with the FLBA of Uvalde in 1980, holds a BBA and master's degree from Texas A&M University, and has served on various Farm Credit district and national committees and workgroups.

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Patricia A. Gonzales, Senior Vice President - Accounting and Administration
Mrs. Gonzales is responsible for managing the Association's accounting and human resources. Prior to the merger with Capital Farm Credit, she was the CFO of Southwest Texas ACA. She is licensed in Texas as a Certified Public Accountant and graduated from St. Edward's University with a BBA in accounting. Mrs. Gonzales currently oversees accounting and administration and has over 20 years of Farm Credit experience.

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Roy A. West, Regional Senior Vice President - Credit
Mr. West was employed as chief credit officer in 1998 and currently serves as the Association's regional senior vice president, credit. Mr. West also previously serviced as director of credit of the Farm Credit Bank of Texas and vice president of the Capital of Texas FLBA. Mr. West holds a bachelor's of science degree in agriculture from Texas State University (Southwest Texas State).

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Mark Loveland, Regional Senior Vice President - Credit
Prior to the last merger, Mr. Loveland previously served as chief credit officer for First Ag Credit. He has also held several positions within the credit department of the Farm Credit Bank of Texas and has over 30 years of service with the Farm Credit System. Mr. Loveland is a 1982 graduate of Texas Tech University with a bachelor's degree in mechanized agriculture and agricultural economics.

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Darrin Mercer, Vice President - Internal Audit and Credit Review
As director of internal review and audit, Darrin provides leadership and guidance in designing, planning, implementing, monitoring and reporting an all-inclusive credit review and audit program. He is responsible for ensuring that credit reviews and audits meet regulatory requirements and are carried out in a risk based and professional manner. Darrin has more than eight years of Farm Credit experience. Prior to joining Capital Farm Credit in 2011, he spent over seven years with the Farm Credit Administration as a commissioned examiner. He is a graduate of the University of Texas at Dallas and the Graduate School of Banking at Louisiana State University. Also, he serves on the Review, Audit and Appraisal Workgroup for the Farm Credit System.

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Jay Stewart, Senior Vice President - Chief Lending Officer
Mr. Stewart has over 16 years experience with Farm Credit. He previously served as regional president for the Hill Country region as well as branch manager in the Mason office, which provides agricultural credit and land financing in surrounding counties. He currently represents the Texas District on the Farm Credit System Reputation Management Committee. He spent six years with Farm Credit Administration as a commissioned examiner and also has experience in managing agricultural supply and cattle operations. Mr. Stewart holds a bachelor's and master's degree in agriculture and agricultural economics from Texas A&M University.

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J. Scott Taylor, Managing Director - Agribusiness
Mr. Taylor brings 30+ years of finance, banking and management experience to Capital Farm Credit. Prior to joining the Association, he was manager of M&A for Teays River Investments. He also spent 20 years with Rabobank in various capacities from executive director focusing on production agriculture covering 40 states to the corporate agribusiness lending group where he was responsible for development and maintenance of a loan portfolio exceeding $500 million. During his career, Mr. Taylor maintained and developed banking relationships with many food and agribusiness clients throughout the U.S. and some international markets. Mr. Taylor holds a bachelor's degree in business administration from Louisiana State University.

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Board of Directors

HIGH PLAINS - REGION 1

Dan Henard, Jr.
Dan Henard, Jr. has been a member of the Association since 1960. He resides in the Wellington community where he is involved in farming cotton, peanuts and wheat, as well as raising livestock. He is presently serving on the board of the Mesquite Ground Water District and Salt Fork Soil and Water Conservation Board. He is the finance chairman of the First United Methodist Church of Wellington. He formerly served organizations such as the Rolling Plains Resource Conservation & Development Council, Farmers COOP Society, Wellington Lions Club, Collingsworth County Hospital Board, Collingsworth County ASCS Committee and Collingsworth County Museum Board. He has attended all director development schools by the district bank and SMU School of Banking as well. He has a bachelor's degree in range science from Texas A&M University. He also represents the Association and serves on the board for the Farm Credit Council.

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ROLLING PLAINS - REGION 2

Terry McAlister
Terry McAlister has a diversified farming and ranching operation in Wichita and Wilbarger counties which he has operated with his family for 36 years. Mr. McAlister studied Farm and Ranch Management at Vernon Regional Jr. College, completed the Texas A & M Extension Master Marketer Program in 1997, 1998, and the Southwest Graduate School of Banking's Director Development Program years 2001 - 2008, 2010 and 2011. Terry currently participates in the Texas A&M TEPAP (Texas Executive Program for Ag Producers), serves on the Wichita County Farm Bureau Board of Directors, and is the Wichita County Representative for the Northern Rolling Plains Boll Weevil Eradication Committee. A reoccurring board member for the North Texas Rehabilitation Center, he has been an active participant of their Livestock Auction Committee for well over 30 years. He formerly served as a Director on the Red River Federal Land Bank Board and as Chairman until its successful merger. During his 10 years on the First Ag Credit Board, Mr. McAlister served on various committees, including the Long Range Planning, Audit, Building, Planning and the Credit Standards Committees. He presently serves on the Governance Committee. In 1981 Wichita County recognized McAlister as Result Demonstrator of the Year and in 1988 as Conservation Farmer of the Year. He was the Producer Alternate Delegate Member of the National Cotton Council of America 2001 through 2006.

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SOUTH PLAINS - REGION 3

Lance D. Morris
Lance D. Morris resides in the Crosbyton community and has been a member of the Association since 1974. He and his brother are partners in a cotton and milo farming operation in Dickens, Floyd and Crosby counties. He currently serves on the AgFirst/FCBT Joint Plan Sponsor Committee and Defined Benefit Administration Committee. He is on the board of directors of Crosby County Fuel Association, Associated Cotton Growers and White River Municipal Water District. He serves as deacon and treasurer of First Baptist Church in Crosbyton. His past service includes the board of directors of the South Plains Association of Governments and the Crosby County Appraisal District. He served as mayor of Crosbyton from 1986 to 1996. He has a B.B.A. in accounting from Texas Tech University.

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WEST TEXAS - REGION 4

Lowell Woodward
Lowell Woodward was elected in 2005 and is currently serving on the Association's Compensation Committee. He has been ranching in Pecos, Crockett and Brewster counties for over thirty years operating a purebred Brangus cow calf operation. He also raises fine wool sheep, market goats and Paint horses. He is a graduate of the Texas Christian University Ranch Management Program. Mr. Woodward has been recently re-elected as a director on the Rio Grande Electric Co-op board after having previously served nine years. He is a Credentialed Cooperative Director. Mr. Woodward has been involved in the Wind Energy development in Pecos and Crockett Counties since it began and continues to be influential in the development of green energy. Mr. Woodward is a founding director of Producers Marketing Cooperative Incorporated (PMCI). Mr. Woodward is also a director and committeeman of Texas Sheep and Goat Raisers Association and past director of the Region F Water Planning Group as well as past president of the Pecos County Farm Bureau. He was recognized as Pecos County Conservation Rancher of the Year. He is a pilot and member of the Aircraft Owners and Pilots Association. He is also a member of the Southwest Cattle Raisers and the Big Bend Livestock Show Association.

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HILL COUNTRY - REGION 5

Danny Parker
Danny Parker served proudly for three years in the U.S. Army and attended Texas A&I University in Kingsville, Texas. Mr. Parker and his wife Barbara have farmed and ranched cotton, vegetables, grain, and cattle for 33 years in Uvalde and Zavala counties. He is currently serving as executive director of the Gulf Compress in Corpus Christi, is a member of the Uvalde County Extension program Council, the Texas and Southwestern Cattle Raisers Association and the Cattle Feeders Association, and is a stockshow committeeman. He and his family attend the First Baptist Church in Uvalde.

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WINTER GARDEN - REGION 6

Paul Aelvoet
Paul Aelvoet has ranched and farmed in Medina County for over 30 years. He has been the 4-H club manager for over 20 years and is a past director of the Medina County Farm Bureau, Texas Limousin Association and the Medina County Fair. Mr. Aelvoet is director of the Medina County Jr. Livestock Show and is also a member of the Association's Governance Committee.

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SOUTH TEXAS - REGION 7

Gary L. Palousek
Gary L. Palousek is a self-employed farmer in Willacy County and has been raising cotton, milo and sugarcane for 39 years. Mr. Palousek has served as a board member for three ag cooperatives in Willacy County and as president of two, and is also director and secretary/treasurer of Willacy County Drainage District No. 2. He is a four term member and past chairman of the county committee of the USDA/Farm Service Agency and a member of the Nominating Committee and member of the Advisory Committee of Magic Valley Electric Co-operative. Mr. Palousek also serves on the parish council of St. Anthony's Catholic Church in Raymondville.

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CENTRAL TEXAS - REGION 8

Phillip Munden
Phillip Munden and his wife Darlene, run a cow-calf and stocker operation in Bosque County. Mr. Munden graduated from Sul Ross University with both a B.S. in range animal science and a M.S. in animal nutrition. He has been a Farm Credit customer of both PCA and FLBA since the late '70s, while serving jointly on both boards for several years. He has served on the Capital Farm Credit Board since its merger with the Heart of Texas PCA. After having previously been elected as chairman of the compensation committee, as well as Vice Chairman of the board, he was elected board Chairman in 2009 and re-elected in 2010 and 2011. Annually he has attended the Director Development Programs sponsored by the Farm Credit Bank of Texas for continuing education. He is currently chairman of the Bosque County Soil & Water Conservation board; he is a member of Texas & Southwestern Cattle Raisers Association; and he is a member of the Walnut Springs Memorial Methodist Church and chairs the Administrative Council.

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COASTAL BEND - REGION 9

Carl Sample
Carl Sample is a rancher and poultry producer from Gonzales County. Mr. Sample is a life member of the San Antonio Livestock Exposition, where he served as a member of the Calf Scramble Committee for more than 25 years. He is also a member of the Independent Cattleman's Association of Texas. He also serves on the Finance and Audit Committees of Smiley United Methodist Church. He is a former director for the Gonzales County Underground Water Conservation District. Carl has a B.B.A. with a major in Accounting from Baylor University.

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EAST TEXAS - REGION 10

John Malazzo
John Malazzo is the owner and operator of John Malazzo Farms in Burleson and Brazos counties. He raises cotton, corn, milo, hay and F-1 replacement heifers. Mr. Malazzo graduated with a B.S. in agricultural economics from Texas A&M University. He was named Conservation Rancher of the Year in 1996 by the Region III Soil and Water Conservation Districts of Texas. Mr. Malazzo served as a director of Heart of Texas PCA through its merger with Capital Farm Credit. He currently serves as a director of Capital Farm Credit as well as Producers Coop Association of Bryan, a large regional coop, the Texas Cotton Growers Cooperative Association - Taylor Compress, a cotton warehousing coop, as well as the Farm Service Agency - USDA Burleson County Committee. He is past director and agricultural representative of the Post Oak Savannah Underground Water Conservation District, the Burleson County Fair Association, the Burleson County 4-H and FFA Commercial Heifer Show and Sale, the Burleson County Field Crops Committee, the Burleson County Beef & Forage Committee, the Extension Program Council, and the Extension Leadership Advisory board. He attends St. Mary's Catholic Church in Caldwell.

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AT-LARGE POSITIONS

Ronnie Riddle, Position 1
Ronnie Riddle has owned and operated Riddle Farms for over 32 years. His farming operation lies in Jones, Fisher, Stonewall, and Haskell counties and consists of cotton, wheat, and cattle. His father, grandfather, and great-grandfather were also farmers. Mr. Riddle graduated from Stamford High School and then from Texas Tech University, in 1979, with a B.S. degree in Animal Science. He served as President of Rolling Plains Cotton Association for 2 years, past President of Texas Cotton Producers, and was a previous board member of the National Cotton Council and the Cotton Board. Mr. Riddle was selected by the National Cotton Council to participate in the Cotton Leadership Class which consisted of learning about all the different segments of the cotton industry. Ronnie has supported the Boy Scouts of America (BSA) and currently is a board member of the BSA's Texas Trails Council. He was recently awarded the highest award (Silver Beaver Award) that can be presented to a volunteer by a BSA Council. In 1995, Mr. Riddle was awarded the New York Stock Exchange "Cotton Marketer of the Year". Ronnie and Patty Riddle are members of Holy Family Catholic Church and reside in Abilene, Taylor County, Texas.

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Dale A. Crenwelge, Position 2
Dale Crenwelge operates agricultural and investment properties in Central and West Texas. Mr. Crenwelge obtained his B.S. degree in civil engineering from Texas A&M University in 1981, and became employed as project engineer by Conoco. He subsequently returned to Texas A&M, earning his MBA in 1985. Mr. Crenwelge became a real estate broker and investor, owning ranch, commercial real estate and residential development properties. He has served as trustee of the American Realty Trust. Mr. Crenwelge served as trustee and president of the Comfort ISD School Board, presently serves as trustee of the Ambleside School in Fredericksburg, presently serves as a director on the Hill Country Higher Education Foundation, and has been active in the Kerrville, Fredericksburg, Boerne and Comfort Chambers of Commerce. Mr. Crenwelge is a current member of the Texas Farm Bureau, the Texas Wildlife Association and the Centurions of Kendall County.

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Kelly Gaskins, Position 3
Kelly Gaskins and his brother farm approximately 7,500 acres of dry-land cotton and 170 acres of irrigated cotton in Howard, Martin and Dawson counties. They also own a ditching company. Mr. Gaskins has a bachelor's and master's degrees from Texas A&M University. He has served on the Howard County Farm Bureau Board and has been vice president and chairman of the Sales Committee for the Howard County Jr. Livestock Association. He served on the Policy and By-laws Committee for First Ag Credit and has attended seven Director Development Programs. He was also a member of First Ag Credit's CAPs program, and served on the Governance Committee for Capital Farm Credit. He is currently serving on the Compensation Committee for Capital Farm Credit. He is also president of the board for the Knott Co-op Gin, Fire Chief for the Knott Volunteer Fire Department and a member of the Knott Church of Christ. Mr. Gaskins has been a past Farmer of the Year for Howard County, 4-H Adult Leader of the Year for Howard County, and received an Honorary American Farmer FFA degree.

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Dale Hoelscher, Position 4
Dale Hoelscher is a farmer/rancher from Falls County and has been engaged in farming and ranching for over 25 years. Mr. Hoelscher and his brother operate over 4,000 acres with a main crop of corn and rotate a few acres of wheat in Bell, Falls and Milam counties. He and his brother also run a cow/calf operation. Mr. Hoelscher held a position of secretary while serving on the Bell Falls Electric Co-op. He is a member of the Westphalia Knights of Columbus, Westphalia Volunteer Fire Department and the Catholic Church of the Visitation. He received the Falls County Young Farmer of the Year Award in 1997. He served on the Heart of Texas PCA Board for four years and was on the Audit Committee, attended several director classes and the state convention. Mr. Hoelscher was elected on the Capital Farm Credit Board of Directors in June 2009 and currently serves on the Association's Compensation Committee.

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Kenton B. Kimball, Position 5
Kenton B. Kimball owns and manages a 4,000-acre farm and stocker cattle operation in Sherman County. He has served as president on the Stratford Independent School Board and Stratford Hospital Board. He has served on the Sherman County Economic Development Board, Sherman County Livestock Show Board, Sherman County Soil and Conservation Board, and Sherman County Appraisal Board. He has a B.B.A with a major in finance from Kansas State University. He serves as chairman of the audit committee for Capital Farm Credit.

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Roy Allan Schmidt, Position 6
Roy Allan Schmidt operates a cow-calf operation in Washington County and has been farming and ranching all of his life. He owns and operates LaBahia Antiques and Schmidt Construction LLC providing on-farm pond and brush work. He is Director of Farm Services Agency of Washington County and Treasurer for the Endowment Fund of Greenvine Emmanuel Lutheran Church. In addition to serving as a director of Capital Farm Credit for over 20 years, Mr. Schmidt is a director of the Property Owners Association of Washington County. He served on the Burton Independent School District board for nine years, is a member of the Texas and Southwestern Cattle Raisers Association and of the American Legion Post 242. He attended Blinn College and has completed Director Development programs with the Southwestern Graduate School of Banking and the Farm Credit Bank of Texas.

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James L. (Jimmy) Wedel, Position 7
James L. Wedel is a farmer who presently farms 3500 acres in Bailey and Parmer counties. He has been a member of the Association since 1989, resides in Muleshoe and currently serves on the boards of the Texas Corn Producers, Corn Producers Association of Texas, Sunland, Inc. and Texas Organic Cotton Marketing Cooperative. He has a B.S. in agriculture economics from Texas Tech University.

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Dr. Larry Boleman, Position 8
Dr. Larry Boleman was raised on a small livestock farm in McLennan County and has never lost the passion for agriculture, teaching and raising cattle. He and his wife Pat operate an intensive beef cow breeding operation on 300 acres of owned and leased land in Brazos and Burnet Counties. Dr. Boleman received his B.S. degree in Animal Science in 1968 from Texas A&M University and his Ph.D. in Beef Cattle Nutrition from Texas A&M in 1976. He has devoted a lifetime of service to Texas agriculture and his career at Texas A&M spans 47 years. He started as a student worker at TAMU's Beef Cattle Center in 1964 and now serves as the Associate Vice Chancellor for Outreach and Strategic Initiatives for Texas A&M AgriLife, Texas A&M University where he assists the Vice Chancellor for Agriculture with administration and budget management of the College of Agriculture and Life Sciences and the Texas A&M System 4 Agricultural Agencies. For 30 years, Dr. Boleman was a beef cattle specialist with the Texas AgriLife Extension Service. He established statewide and national beef cattle educational programs, and for 18 years chaired the annual Beef Cattle Short Course at TAMU, the largest event of its kind in the nation. Boleman is widely known in the Texas agriculture industry and has held leadership positions in many industry organizations, including the Texas Purebred Cattle Alliance as past president, the Independent Cattlemen's Association and the Texas Beef Council Boards. He has received numerous awards from industry groups, including the Professional Agriculture Workers of Texas, Independent Cattlemen's Association and the American Brahman and Texas Hereford Breeders Associations. He has been honored with AgriLife Extension's Team Award for Superior Service, the Texas A&M AgriLife Vice Chancellor's Award in Excellence and the Association of Former Students Distinguished Achievement Award. While his professional biography speaks for itself, his most noteworthy accomplishments are his contributions to 4-H and FFA youth livestock programs. He is a lifetime member of the San Antonio Livestock Exposition and a Superintendent Hall of Fame honoree of the Houston Livestock Show and Rodeo and the Texas Club Calf Association. He and Pat raised three boys in 4-H and together the family raised numerous major show steer and heifer breed champions, and he coached two of his sons on the National Champion 4-H Livestock Judging Team at Louisville. This is the only Texas team to win this contest in 50-plus years. They enjoy raising show cattle for youth, going to livestock shows, attending their two grandson's athletic and livestock activities in Brock, Texas and serving the First Christian Church of Bryan and College Station. Dr. Boleman lives in College Station, Brazos County, Texas.

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Joe David Yates, Position 9
Joe David Yates resides in Castell, Llano County, Texas, and maintains a variety of business interests, both in traditional agriculture and less-traditional agriculture. Mr. Yates attended Angelo State University (ASU). Following college, Mr. Yates worked as an oil & gas landman before working in the wool and mohair industry. Mr. Yates returned to San Angelo where he managed San Angelo Wool & Mohair. Mr. Yates, along with his uncle, has operated ranches in Matagorda County and owns Bay City Feed in Bay City, Texas. They also have cow-calf operations in the Texas Hill Country, Hudspeth County, and Otero County, New Mexico, plus a yearling ranch in Colfax and Union counties, New Mexico. Mr. Yates has also served as a Texas Sheep and Goat Raiser's director and is a member of the Texas and Southwest Cattle Raisers Association. He is also involved with quarter-horse and thoroughbred racing and was appointed a national committee member of the AQHA Racing Committee.

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BOARD APPOINTED NON-STOCKHOLDER DIRECTORS

Richard Counts
Richard Counts started serving as a director-elected director in February 2005. Mr. Counts retired as a CPA and audit partner with Arthur Andersen, LLP in June 1996. He has served as a financial consultant for various companies from 1996 through 2005. Mr. Counts has served on the Association's Audit Committee since March 2005.

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Lloyd Shoppa
Lloyd Shoppa is a businessman from Wharton, Texas. Mr. Shoppa started serving as director-elected director in February 2005. Mr. Shoppa is retired president of Bell Helicopter Textron, Inc. and currently owns six John Deere dealerships in South Texas. He is former president of the Hurst-Euless-Bedford (HEB) Rotary Club and Chamber of Commerce and has also served as president of the HEB School board. Mr. Shoppa was inducted into the National Management Association Hall of Fame in 1997.

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Regional Presidents

Capital Farm Credit has seven regional presidents who oversee and manage the credit offices in their respective areas. They manage and provide assistance to loan officers, administrators and credit analysts while working closely with senior management. Regional presidents are also heavily involved in making sure Capital Farm Credit provides the best products and services, including financing for farms and other agricultural operations, agribusinesses and land financing for rural and recreational properties.

Matthew C. Bathe -
Austin, Bryan, Clifton, Conroe, Gatesville, Livingston, Madisonville, Taylor, Temple and Waco Credit Offices.

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Roger Gaskamp -
Edinburg, Harlingen, Kenedy, Laredo and Robstown Credit Offices.

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Allen Hornung -
Devine, Hondo, Jourdanton, Kerrville, New Braunfels, San Antonio and Uvalde Credit Offices.

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Thomas Kolwes -
Bay City, Bellville, Dayton, Edna, El Campo, Katy, La Grange, Lockhart and Rosenberg Credit Offices.

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Dave Peterson -
Canadian, Childress, Dalhart, Hereford/Dimmitt/Tulia, Levelland, Littlefield, Lubbock/Crosbyton, Matador, Muleshoe, Pampa, Perryton and Wheeler Credit Offices.

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Mike Sloan -
Abilene, Alpine, El Paso, Lamesa, Munday, San Angelo, Snyder, Sonora, Spur and Stamford Credit Offices.

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Glenn Trant -
Bowie, Burnet, Fredericksburg, Goldthwaite, Mason, San Saba, Vernon and Wichita Falls Credit Offices.

 
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